LoanMath

Student Loan Payoff Calculator

Clear student debt early.

Your figures stay on your computer — no server, no tracking, no registration
$
%

Try: Current balance=18000, APR=4.5, Months remaining=60 → $18,000, $336, 60, $20,134, $2,134

How to use

Enter your remaining balance, rate and months left to see the payoff amount and the interest saved by settling now.

Formula

Saved interest = (PMT × remaining) − balance.

FAQ

Pay off during grace period?

Interest may accrue; paying early limits the total.

Avalanche vs snowball?

This shows one loan; tackle highest-rate loans first to save most.

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