Privacy Policy

Your inputs never leave your device. All calculations on LoanMath happen locally in your browser with JavaScript. We do not receive, store or transmit the loan amounts, rates or any other numbers you enter. There is no server-side processing on this site at all.

We do not require accounts, do not collect names or emails, and do not sell personal data — because we collect none in the first place. The calculators themselves set no tracking cookies.

What we do not collect

The list is short because the architecture makes it short: no account, no email, no phone number, no payment details, no browsing history, and no record of the loan amounts you type. When you press Calculate, the math happens on your device and the page forgets the inputs when you leave. Privacy here is not a promise layered on top of a product; it is the default design.

Cookies

This site itself does not set cookies for the calculators. However, if advertising is enabled, third-party advertising partners may set cookies to make advertising more relevant and to measure performance, as described below.

Third-party advertising vendors

This site may display advertisements served by Google AdSense. Google, as a third-party vendor, uses cookies to serve ads on this site. The advertising cookies of Google enable it and its partners to serve ads to you based on your visits to this site and/or other sites on the Internet. These cookies are set by Google, not by LoanMath, and are governed by the privacy policy of Google.

DoubleClick DART cookie

The advertising network of Google may use a DoubleClick DART cookie to serve ads based on your browsing activity. You may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at the URL below.

Opting out of personalized advertising

You can opt out of personalized advertising from Google by visiting the Google Ads Settings page (adssettings.google.com). You can also opt out of the cookies of participating advertising vendors by visiting the Network Advertising Initiative opt-out page at optout.aboutads.info. In addition, visitors in the European Economic Area can use the Your Online Choices tool at youronlinechoices.eu. Opting out does not remove ads; it means the ads you see are not personalized to your browsing history.

Data retention and logs

The site is served by a static hosting provider that may keep standard server logs (IP address, requested file, timestamp) for security and performance. These logs are passive infrastructure records, not personal profiles; we do not merge them with any other data, and we do not use them to identify you. Server-side logs are the only data that touches a machine other than your own, and they are unrelated to your calculator inputs.

Your choices

Because all calculations run on your device, you can use every tool on this site with cookies disabled, in a private window, or with browser storage cleared — the calculators work the same either way. Advertisements, if enabled, may not personalize without cookies.

Children

This site is not directed at children under 13 and does not knowingly collect any personal information from any user.

If you have questions about this policy, contact us via the Contact page.