Loan Comparison Calculator
Two loan offers side by side.
Your figures stay on your computer — no server, no tracking, no registrationTry: Plan A amount=20000, Plan A APR=6.5, Plan A term=5, Plan B amount=20000, Plan B APR=5.5, Plan B term=6 → $391, $43,479, $327, $43,527, $65, Plan A
How to use
Drop in two sets of amount, rate and term to see which has the lower payment and lower total cost, including principal.
Formula
Compare PMT(A) vs PMT(B) and total cost = payments + principal.
FAQ
Lowest payment wins?
Not always — check total cost, which includes the term length.
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