LoanMath

Auto Loan Payoff Calculator

Find the amount to clear the loan early.

Your figures stay on your computer — no server, no tracking, no registration
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Try: Current balance=18000, APR=5.9, Months remaining=36 → $18,000, $547, 36, $19,684, $1,684

How to use

Enter your remaining balance, rate and months left. The calculator shows the payoff amount if you pay today and how much interest you would save versus finishing the term.

Formula

Payoff today ≈ current balance; saved interest = (PMT × remaining) − balance.

FAQ

Is payoff exactly the balance?

Lenders add per-diem interest to the date of payment; this is the close estimate.

Worth paying off early?

If the rate beats what you earn elsewhere, clearing it saves interest.

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