Loan Calculator with Down Payment and Trade In
Combine a down payment and trade-in.
Your figures stay on your computer — no server, no tracking, no registrationTry: Car price=27000, Down payment=3000, Trade-in value=5500, APR=5.9, Term=5 → $27,000, $3,000, $5,500, $18,500, $357, $2,908
How to use
Both levers shrink the loan at once: loan = price − down − trade-in. The more you put down and trade, the lower the payment.
Formula
Loan = price − down − trade-in, then PMT.
FAQ
Down vs trade-in — same effect?
Yes on the loan; trade-in just converts old equity into the new deal.
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