Loan Calculator with Balloon Payment
Low payments, big end balance.
Your figures stay on your computer — no server, no tracking, no registrationTry: Loan amount=30000, APR=6, Full term=7, Balloon after=5 → $30,000, $438, 5, $9,888, $6,814
How to use
A balloon loan keeps payments low by amortizing over the full term but demanding the remaining balance at the balloon date. Enter the amount, rate, full term and when the balloon is due.
Formula
Payment = PMT over full term; balloon = remaining balance at the balloon month.
FAQ
What happens at balloon?
You pay the lump, refinance it, or sell the asset.
Lower monthly cost?
Yes, but you owe a large sum later.
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